Comments for Fayetteville Home Finder | Danny Davis, Real Estate Broker | Fayetteville, NC

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Comment on VA Vendee loans are back for buyers and investors by Debbie Alcaraz

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Comment on VA Vendee loans are back for buyers and investors by Cary

Cary — Mon, 24 May 2010 16:41:37 +0000

Vendee is a good program, if the house does qualify for it. Regular VA loan is a big problem if the
house needs repairs, or you think it needs repairs. Under VA those repairs must be done proir
to you closing, and paid by you out of pocket. The VA program costs more. Vendee is 5% down
or 0 first time buyer. No inspection fee, no inspection, (I have one done away, to protect me) but
its only 150-200, unlike VA inspection was is 400, and alot less is done. 2.25% is waved if you
are a disabled veteran, if not you pay 2.25%, 2500 for closing no matter what the house price is.
You save money that way. Vendee rate is usually 1/2 percent lower than Va. With VA you have to buy points, not with Vendee. Good program overall, I am going through my second one right now.